feat: multi-currency double-entry accounting

app/Casts/TransactionAmountCast.php

+<?php
+
+namespace App\Casts;
+
+use App\Utilities\Currency\CurrencyAccessor;
+use Illuminate\Contracts\Database\Eloquent\CastsAttributes;
+use Illuminate\Database\Eloquent\Model;
+use UnexpectedValueException;
+
+class TransactionAmountCast implements CastsAttributes
+{
+    public function get(Model $model, string $key, mixed $value, array $attributes): string
+    {
+        // Attempt to retrieve the currency code from the related bankAccount->account model
+        $currency_code = $model->bankAccount?->account?->currency_code ?? CurrencyAccessor::getDefaultCurrency();
+
+        if ($value !== null) {
+            return money($value, $currency_code)->formatSimple();
+        }
+
+        return '';
+    }
+
+    /**
+     * @throws UnexpectedValueException
+     */
+    public function set(Model $model, string $key, mixed $value, array $attributes): int
+    {
+        $currency_code = $model->bankAccount?->account?->currency_code ?? CurrencyAccessor::getDefaultCurrency();
+
+        if (! $currency_code) {
+            throw new UnexpectedValueException('Currency code is not set');
+        }
+
+        if (is_numeric($value)) {
+            $value = (string) $value;
+        } elseif (! is_string($value)) {
+            throw new UnexpectedValueException('Expected string or numeric value for money cast');
+        }
+
+        return money($value, $currency_code, true)->getAmount();
+    }
+}

app/Contracts/AccountHandler.php

 
     public function getBalances(Account $account, string $startDate, string $endDate): array;
 
-    public function getBalancesFormatted(Account $account, string $startDate, string $endDate): AccountBalanceDTO;
-
-    public function formatBalances(array $balances, string $currency): AccountBalanceDTO;
+    public function formatBalances(array $balances): AccountBalanceDTO;
 
     public function buildAccountBalanceReport(string $startDate, string $endDate): AccountBalanceReportDTO;
 

app/Facades/Accounting.php

  * @method static BalanceValue|null getEndingBalance(Account $account, string $startDate, string $endDate)
  * @method static int calculateNetMovementByCategory(AccountCategory $category, int $debitBalance, int $creditBalance)
  * @method static array getBalances(Account $account, string $startDate, string $endDate)
- * @method static AccountBalanceDTO getBalancesFormatted(Account $account, string $startDate, string $endDate)
- * @method static AccountBalanceDTO formatBalances(array $balances, string $currency)
+ * @method static AccountBalanceDTO formatBalances(array $balances)
  * @method static AccountBalanceReportDTO buildAccountBalanceReport(string $startDate, string $endDate)
  * @method static BalanceValue getTotalBalanceForAllBankAccounts(string $startDate, string $endDate)
  * @method static array getAccountCategoryOrder()

app/Filament/Company/Pages/Accounting/Transactions.php

 
     protected function getAccountBalance(Account $account): ?string
     {
-        return Accounting::getEndingBalance($account, $this->fiscalYearStartDate, $this->fiscalYearEndDate)?->formatted();
+        return Accounting::getEndingBalance($account, $this->fiscalYearStartDate, $this->fiscalYearEndDate)?->formattedForDisplay();
     }
 
     protected function getBalanceForAllAccounts(): string

app/Filament/Company/Resources/Banking/AccountResource.php

 use App\Filament\Company\Resources\Banking\AccountResource\Pages;
 use App\Models\Accounting\AccountSubtype;
 use App\Models\Banking\BankAccount;
-use App\Services\AccountService;
 use App\Utilities\Currency\CurrencyAccessor;
 use BackedEnum;
 use Filament\Forms;
 use Filament\Forms\Form;
-use Filament\Notifications\Notification;
 use Filament\Resources\Resource;
 use Filament\Support\Enums\FontWeight;
 use Filament\Tables;
                     ->iconPosition('after')
                     ->description(static fn (BankAccount $record) => $record->mask ?: 'N/A')
                     ->sortable(),
-                Tables\Columns\TextColumn::make('account.code') // Just so I could display the balance in the table for now
+                Tables\Columns\TextColumn::make('account.ending_balance')
                     ->localizeLabel('Current Balance')
-                    ->sortable()
-                    ->formatStateUsing(function (BankAccount $record) {
-                        $accountService = app(AccountService::class);
-                        $startDate = $record->account->company->locale->fiscalYearStartDate();
-                        $endDate = $record->account->company->locale->fiscalYearEndDate();
-
-                        return $accountService->getEndingBalance($record->account, $startDate, $endDate)?->formatted();
-                    }),
+                    ->sortable(),
             ])
             ->filters([
                 //
             ])
             ->actions([
                 Tables\Actions\EditAction::make(),
-                Tables\Actions\Action::make('update_balance')
-                    ->hidden(function (BankAccount $record) {
-                        $usesDefaultCurrency = $record->account->currency->isEnabled();
-                        $forexDisabled = Forex::isDisabled();
-                        $sameExchangeRate = $record->account->currency->rate === $record->account->currency->live_rate;
-
-                        return $usesDefaultCurrency || $forexDisabled || $sameExchangeRate;
-                    })
-                    ->label('Update Balance')
-                    ->icon('heroicon-o-currency-dollar')
-                    ->requiresConfirmation()
-                    ->modalDescription('Are you sure you want to update the balance with the latest exchange rate?')
-                    ->before(static function (Tables\Actions\Action $action, BankAccount $record) {
-                        if ($record->account->currency->isDisabled()) {
-                            $defaultCurrency = CurrencyAccessor::getDefaultCurrency();
-                            $exchangeRate = Forex::getCachedExchangeRate($defaultCurrency, $record->account->currency_code);
-                            if ($exchangeRate === null) {
-                                Notification::make()
-                                    ->warning()
-                                    ->title(__('Exchange Rate Unavailable'))
-                                    ->body(__('The exchange rate for this account is currently unavailable. Please try again later.'))
-                                    ->persistent()
-                                    ->send();
-
-                                $action->cancel();
-                            }
-                        }
-                    })
-                    ->action(static function (BankAccount $record) {
-                        if ($record->account->currency->isDisabled()) {
-                            $defaultCurrency = CurrencyAccessor::getDefaultCurrency();
-                            $exchangeRate = Forex::getCachedExchangeRate($defaultCurrency, $record->account->currency_code);
-                            $oldExchangeRate = $record->account->currency->rate;
-
-                            if ($exchangeRate !== null && $exchangeRate !== $oldExchangeRate) {
-
-                                $scale = 10 ** $record->account->currency->precision;
-                                $cleanedBalance = (int) filter_var($record->account->starting_balance, FILTER_SANITIZE_NUMBER_INT);
-
-                                $newBalance = ($exchangeRate / $oldExchangeRate) * $cleanedBalance;
-                                $newBalanceInt = (int) round($newBalance, $scale);
-
-                                $record->account->starting_balance = money($newBalanceInt, $record->account->currency_code)->getValue();
-                                $record->account->currency->rate = $exchangeRate;
-
-                                $record->account->currency->save();
-                                $record->save();
-
-                                Notification::make()
-                                    ->success()
-                                    ->title('Balance Updated Successfully')
-                                    ->body(__('The :name account balance has been updated to reflect the current exchange rate.', ['name' => $record->account->name]))
-                                    ->send();
-                            }
-                        }
-                    }),
             ])
             ->bulkActions([
                 Tables\Actions\BulkActionGroup::make([

app/Livewire/Company/Service/ConnectedAccount/ListInstitutions.php

 
 use App\Events\PlaidSuccess;
 use App\Events\StartTransactionImport;
-use App\Models\Accounting\Account;
 use App\Models\Banking\BankAccount;
 use App\Models\Banking\ConnectedBankAccount;
 use App\Models\Banking\Institution;
 use App\Models\User;
-use App\Services\AccountService;
 use App\Services\PlaidService;
 use Filament\Actions\Action;
 use Filament\Actions\Concerns\InteractsWithActions;
 use Illuminate\Contracts\View\View;
 use Illuminate\Database\Eloquent\Collection;
 use Illuminate\Support\Facades\Auth;
+use Illuminate\Support\Facades\DB;
 use Illuminate\Support\Facades\Log;
+use Illuminate\Support\Str;
 use Livewire\Attributes\Computed;
 use Livewire\Attributes\On;
 use Livewire\Component;
 
     protected PlaidService $plaidService;
 
-    protected AccountService $accountService;
-
     public User $user;
 
     public string $modalWidth;
 
-    public function boot(PlaidService $plaidService, AccountService $accountService): void
+    public function boot(PlaidService $plaidService): void
     {
         $this->plaidService = $plaidService;
-        $this->accountService = $accountService;
     }
 
     public function mount(): void
             ->get();
     }
 
-    public function getAccountBalance(Account $account): ?string
-    {
-        $company = $account->company;
-        $startDate = $company->locale->fiscalYearStartDate();
-        $endDate = $company->locale->fiscalYearEndDate();
-
-        return $this->accountService->getEndingBalance($account, $startDate, $endDate)?->formatted();
-    }
-
     public function startImportingTransactions(): Action
     {
         return Action::make('startImportingTransactions')
                     ->content('Refreshing transactions will update the selected account with the latest transactions from the bank if there are any new transactions available. This may take a few moments.'),
                 Select::make('connected_bank_account_id')
                     ->label('Select Account')
+                    ->softRequired()
+                    ->selectablePlaceholder(false)
+                    ->hint(
+                        fn (Institution $institution) => $institution->getEnabledConnectedBankAccounts()->count() . ' ' .
+                        Str::plural('account', $institution->getEnabledConnectedBankAccounts()->count()) . ' available'
+                    )
+                    ->hintColor('primary')
                     ->options(fn (Institution $institution) => $institution->getEnabledConnectedBankAccounts()->pluck('name', 'id')->toArray())
-                    ->required(),
+                    ->default(fn (Institution $institution) => $institution->getEnabledConnectedBankAccounts()->first()?->id),
             ])
             ->action(function (array $data) {
                 $connectedBankAccountId = $data['connected_bank_account_id'];
                 $connectedBankAccount = ConnectedBankAccount::find($connectedBankAccountId);
-                $access_token = $connectedBankAccount->access_token;
-                $this->plaidService->refreshTransactions($access_token);
+
+                if ($connectedBankAccount) {
+                    $access_token = $connectedBankAccount->access_token;
+                    $this->plaidService->refreshTransactions($access_token);
+                }
 
                 unset($this->connectedInstitutions);
             });
                     ->markAsRequired(false)
                     ->required(),
             ])
-            ->action(function (array $arguments) {
-                $institutionId = $arguments['institution'];
+            ->action(function (array $arguments, Institution $institution) {
+                try {
+                    $this->processBankConnectionDeletion($institution);
+                } catch (RuntimeException $e) {
+                    Log::error('Error deleting bank connection ' . $e->getMessage());
+
+                    $this->sendErrorNotification("We're currently experiencing issues deleting your bank connection. Please try again in a few moments.");
+                } finally {
+                    unset($this->connectedInstitutions);
+                }
+            });
+    }
 
-                $institution = Institution::find($institutionId);
+    private function processBankConnectionDeletion(Institution $institution): void
+    {
+        DB::transaction(function () use ($institution) {
+            $accessTokens = $institution->connectedBankAccounts->pluck('access_token')->unique()->toArray();
 
-                if ($institution) {
-                    $institution->connectedBankAccounts()->delete();
-                }
+            foreach ($accessTokens as $accessToken) {
+                $this->plaidService->removeItem($accessToken);
+            }
 
-                unset($this->connectedInstitutions);
-            });
+            $institution->connectedBankAccounts()->each(fn (ConnectedBankAccount $connectedBankAccount) => $connectedBankAccount->delete());
+        });
     }
 
     #[On('createToken')]
     public function createLinkToken(): void
     {
-        $company = $this->user->currentCompany;
+        try {
+            $company = $this->user->currentCompany;
 
-        $companyLanguage = $company->locale->language ?? 'en';
-        $companyCountry = $company->profile->country ?? 'US';
+            $companyLanguage = $company->locale->language ?? 'en';
+            $companyCountry = $company->profile->country ?? 'US';
 
-        $plaidUser = $this->plaidService->createPlaidUser($company);
+            $plaidUser = $this->plaidService->createPlaidUser($company);
 
-        try {
             $response = $this->plaidService->createToken($companyLanguage, $companyCountry, $plaidUser, ['transactions']);
 
             $plaidLinkToken = $response->link_token;

app/Models/Accounting/Account.php

 use App\Concerns\CompanyOwned;
 use App\Enums\Accounting\AccountCategory;
 use App\Enums\Accounting\AccountType;
+use App\Facades\Accounting;
 use App\Models\Setting\Currency;
 use App\Observers\AccountObserver;
 use Database\Factories\Accounting\AccountFactory;
 use Illuminate\Database\Eloquent\Attributes\ObservedBy;
+use Illuminate\Database\Eloquent\Casts\Attribute;
 use Illuminate\Database\Eloquent\Factories\Factory;
 use Illuminate\Database\Eloquent\Factories\HasFactory;
 use Illuminate\Database\Eloquent\Model;
         return null;
     }
 
+    protected function endingBalance(): Attribute
+    {
+        return Attribute::get(function () {
+            $company = $this->company;
+            $fiscalYearStart = $company->locale->fiscalYearStartDate();
+            $fiscalYearEnd = $company->locale->fiscalYearEndDate();
+
+            return Accounting::getEndingBalance($this, $fiscalYearStart, $fiscalYearEnd)?->formattedForDisplay();
+        });
+    }
+
     public function isUncategorized(): bool
     {
         return $this->type->isUncategorized();

app/Models/Accounting/Transaction.php

 
 namespace App\Models\Accounting;
 
-use App\Casts\MoneyCast;
+use App\Casts\TransactionAmountCast;
 use App\Concerns\Blamable;
 use App\Concerns\CompanyOwned;
 use App\Enums\Accounting\TransactionType;
 
     protected $casts = [
         'type' => TransactionType::class,
-        'amount' => MoneyCast::class,
+        'amount' => TransactionAmountCast::class,
         'pending' => 'boolean',
         'reviewed' => 'boolean',
         'posted_at' => 'datetime',

app/Observers/TransactionObserver.php

 use App\Models\Accounting\Account;
 use App\Models\Accounting\JournalEntry;
 use App\Models\Accounting\Transaction;
+use App\Utilities\Currency\CurrencyAccessor;
+use App\Utilities\Currency\CurrencyConverter;
 use Illuminate\Support\Facades\DB;
 
 class TransactionObserver
 
     private function createJournalEntries(Transaction $transaction, Account $debitAccount, Account $creditAccount): void
     {
+        $defaultCurrency = CurrencyAccessor::getDefaultCurrency();
+        $transactionCurrency = $transaction->bankAccount->account->currency_code; // only account which would have a different currency compared to the default currency
+
+        if ($transactionCurrency !== $defaultCurrency) {
+            $convertedTransactionAmount = $this->convertToDefaultCurrency($transaction->amount, $transactionCurrency, $defaultCurrency);
+        } else {
+            $convertedTransactionAmount = $transaction->amount;
+        }
+
         $debitAccount->journalEntries()->create([
             'company_id' => $transaction->company_id,
             'transaction_id' => $transaction->id,
             'type' => JournalEntryType::Debit,
-            'amount' => $transaction->amount,
+            'amount' => $convertedTransactionAmount,
             'description' => $transaction->description,
         ]);
 
             'company_id' => $transaction->company_id,
             'transaction_id' => $transaction->id,
             'type' => JournalEntryType::Credit,
-            'amount' => $transaction->amount,
+            'amount' => $convertedTransactionAmount,
             'description' => $transaction->description,
         ]);
     }
 
+    private function convertToDefaultCurrency(string $amount, string $fromCurrency, string $toCurrency): string
+    {
+        $amountInCents = CurrencyConverter::convertFormattedBalance($amount, $fromCurrency, $toCurrency);
+
+        return money($amountInCents, $toCurrency)->formatSimple();
+    }
+
     /**
      * Handle the Transaction "updated" event.
      */
             return;
         }
 
+        $defaultCurrency = CurrencyAccessor::getDefaultCurrency();
+        $transactionCurrency = $transaction->bankAccount->account->currency_code; // only account which would have a different currency compared to the default currency
+
+        if ($transactionCurrency !== $defaultCurrency) {
+            $convertedTransactionAmount = $this->convertToDefaultCurrency($transaction->amount, $transactionCurrency, $defaultCurrency);
+        } else {
+            $convertedTransactionAmount = $transaction->amount;
+        }
+
         $debitAccount = $transaction->type === TransactionType::Withdrawal ? $chartAccount : $bankAccount;
         $creditAccount = $transaction->type === TransactionType::Withdrawal ? $bankAccount : $chartAccount;
 
-        $this->updateJournalEntriesForTransaction($debitEntry, $debitAccount, $transaction);
-        $this->updateJournalEntriesForTransaction($creditEntry, $creditAccount, $transaction);
+        $this->updateJournalEntriesForTransaction($debitEntry, $debitAccount, $convertedTransactionAmount);
+        $this->updateJournalEntriesForTransaction($creditEntry, $creditAccount, $convertedTransactionAmount);
     }
 
     protected function hasRelevantChanges(Transaction $transaction): bool
         return $transaction->wasChanged(['amount', 'account_id', 'bank_account_id', 'type']);
     }
 
-    protected function updateJournalEntriesForTransaction(JournalEntry $journalEntry, Account $account, Transaction $transaction): void
+    protected function updateJournalEntriesForTransaction(JournalEntry $journalEntry, Account $account, string $convertedTransactionAmount): void
     {
-        DB::transaction(static function () use ($journalEntry, $account, $transaction) {
+        DB::transaction(static function () use ($journalEntry, $account, $convertedTransactionAmount) {
             $journalEntry->update([
                 'account_id' => $account->id,
-                'amount' => $transaction->amount,
+                'amount' => $convertedTransactionAmount,
             ]);
         });
     }

app/Providers/MacroServiceProvider.php

                 $currency = $column->evaluate($currency);
                 $convert = $column->evaluate($convert);
 
-                return money($state, $currency, $convert)->formatWithCode();
+                return money($state, $currency, $convert)->format();
             });
 
             return $this;
         });
 
         Money::macro('swapAmountFor', function ($newCurrency) {
+            $oldCurrency = $this->currency->getCurrency();
+            $balanceInMajorUnits = $this->getAmount();
+
+            $oldRate = currency($oldCurrency)->getRate();
+            $newRate = currency($newCurrency)->getRate();
+
+            $ratio = $newRate / $oldRate;
+
+            $convertedBalance = money($balanceInMajorUnits, $oldCurrency)->multiply($ratio)->getAmount();
+
+            return (int) round($convertedBalance);
+        });
+
+        Money::macro('swapFormattedAmountFor', function ($newCurrency) {
             $oldCurrency = $this->currency->getCurrency();
             $balance = $this->getAmount();
 

app/Services/AccountService.php

 
 namespace App\Services;
 
-use Akaunting\Money\Money;
 use App\Contracts\AccountHandler;
 use App\DTO\AccountBalanceDTO;
 use App\DTO\AccountBalanceReportDTO;
 use App\Models\Accounting\Transaction;
 use App\Models\Banking\BankAccount;
 use App\Repositories\Accounting\JournalEntryRepository;
+use App\Utilities\Currency\CurrencyAccessor;
 use App\ValueObjects\BalanceValue;
 use Illuminate\Database\Eloquent\Collection;
 
     {
         $amount = $this->journalEntryRepository->sumDebitAmounts($account, $startDate, $endDate);
 
-        return new BalanceValue($amount, $account->currency_code ?? 'USD');
+        return new BalanceValue($amount, $account->currency_code);
     }
 
     public function getCreditBalance(Account $account, string $startDate, string $endDate): BalanceValue
     {
         $amount = $this->journalEntryRepository->sumCreditAmounts($account, $startDate, $endDate);
 
-        return new BalanceValue($amount, $account->currency_code ?? 'USD');
+        return new BalanceValue($amount, $account->currency_code);
     }
 
     public function getNetMovement(Account $account, string $startDate, string $endDate): BalanceValue
         $creditBalance = $this->journalEntryRepository->sumCreditAmounts($account, $startDate, $endDate);
         $netMovement = $this->calculateNetMovementByCategory($account->category, $debitBalance, $creditBalance);
 
-        return new BalanceValue($netMovement, $account->currency_code ?? 'USD');
+        return new BalanceValue($netMovement, $account->currency_code);
     }
 
     public function getStartingBalance(Account $account, string $startDate): ?BalanceValue
         $creditBalanceBefore = $this->journalEntryRepository->sumCreditAmounts($account, $startDate);
         $startingBalance = $this->calculateNetMovementByCategory($account->category, $debitBalanceBefore, $creditBalanceBefore);
 
-        return new BalanceValue($startingBalance, $account->currency_code ?? 'USD');
+        return new BalanceValue($startingBalance, $account->currency_code);
     }
 
     public function getEndingBalance(Account $account, string $startDate, string $endDate): ?BalanceValue
         $netMovement = $this->getNetMovement($account, $startDate, $endDate)->getValue();
         $endingBalance = $startingBalance + $netMovement;
 
-        return new BalanceValue($endingBalance, $account->currency_code ?? 'USD');
+        return new BalanceValue($endingBalance, $account->currency_code);
     }
 
     public function calculateNetMovementByCategory(AccountCategory $category, int $debitBalance, int $creditBalance): int
         return $balances;
     }
 
-    public function getBalancesFormatted(Account $account, string $startDate, string $endDate): AccountBalanceDTO
+    public function formatBalances(array $balances): AccountBalanceDTO
     {
-        $balances = $this->getBalances($account, $startDate, $endDate);
-        $currency = $account->currency_code ?? 'USD';
+        $defaultCurrency = CurrencyAccessor::getDefaultCurrency();
 
-        return $this->formatBalances($balances, $currency);
-    }
-
-    public function formatBalances(array $balances, string $currency): AccountBalanceDTO
-    {
         foreach ($balances as $key => $balance) {
-            $balances[$key] = Money::{$currency}($balance)->format();
+            $balances[$key] = money($balance, $defaultCurrency)->format();
         }
 
         return new AccountBalanceDTO(
             $categoryAccounts = [];
 
             foreach ($accountsInCategory as $account) {
+                /** @var Account $account */
                 $accountBalances = $this->getBalances($account, $startDate, $endDate);
 
                 if (array_sum($accountBalances) === 0) {
                     $categorySummaryBalances[$accountBalanceType] += $accountBalance;
                 }
 
-                $formattedAccountBalances = $this->formatBalances($accountBalances, $account->currency_code ?? 'USD');
+                $formattedAccountBalances = $this->formatBalances($accountBalances);
 
                 $categoryAccounts[] = new AccountDTO(
                     $account->name,
             $reportTotalBalances['debit_balance'] += $categorySummaryBalances['debit_balance'];
             $reportTotalBalances['credit_balance'] += $categorySummaryBalances['credit_balance'];
 
-            $formattedCategorySummaryBalances = $this->formatBalances($categorySummaryBalances, $accountsInCategory->first()->currency_code ?? 'USD');
+            $formattedCategorySummaryBalances = $this->formatBalances($categorySummaryBalances);
 
             $accountCategories[$categoryName] = new AccountCategoryDTO(
                 $categoryAccounts,
             );
         }
 
-        $formattedReportTotalBalances = $this->formatBalances($reportTotalBalances, 'USD');
+        $formattedReportTotalBalances = $this->formatBalances($reportTotalBalances);
 
         return new AccountBalanceReportDTO($accountCategories, $formattedReportTotalBalances);
     }
             $totalBalance += $endingBalance;
         }
 
-        return new BalanceValue($totalBalance, 'USD');
+        return new BalanceValue($totalBalance, CurrencyAccessor::getDefaultCurrency());
     }
 
     public function getAccountCategoryOrder(): array

app/Services/PlaidService.php

 
         return $this->sendRequest('transactions/refresh', $data);
     }
+
+    public function removeItem(string $access_token): object
+    {
+        $data = compact('access_token');
+
+        return $this->sendRequest('item/remove', $data);
+    }
 }

app/Utilities/Currency/CurrencyConverter.php

     {
         return money($balance, $oldCurrency)->swapAmountFor($newCurrency);
     }
+
+    public static function convertFormattedBalance($balance, $oldCurrency, $newCurrency): int
+    {
+        return money($balance, $oldCurrency)->swapFormattedAmountFor($newCurrency);
+    }
 }

app/ValueObjects/BalanceValue.php

 
 namespace App\ValueObjects;
 
+use App\Utilities\Currency\CurrencyAccessor;
+use App\Utilities\Currency\CurrencyConverter;
+
 class BalanceValue
 {
     private int $value;
 
     private string $currency;
 
-    public function __construct(int $value, string $currency = 'USD')
+    public function __construct(int $value, string $currency)
     {
         $this->value = $value;
         $this->currency = $currency;
     {
         return money($this->value, $this->currency)->format();
     }
+
+    public function formattedSimple(): string
+    {
+        return money($this->value, $this->currency)->formatSimple();
+    }
+
+    public function formattedForDisplay(): string
+    {
+        $defaultCurrency = CurrencyAccessor::getDefaultCurrency();
+        $accountCurrency = $this->currency;
+
+        if ($accountCurrency === $defaultCurrency) {
+            return $this->formatted();
+        }
+
+        $convertedBalance = CurrencyConverter::convertBalance($this->value, $defaultCurrency, $accountCurrency);
+
+        return money($convertedBalance, $accountCurrency)->formatWithCode();
+    }
 }

composer.lock

         },
         {
             "name": "aws/aws-crt-php",
-            "version": "v1.2.4",
+            "version": "v1.2.5",
             "source": {
                 "type": "git",
                 "url": "https://github.com/awslabs/aws-crt-php.git",
-                "reference": "eb0c6e4e142224a10b08f49ebf87f32611d162b2"
+                "reference": "0ea1f04ec5aa9f049f97e012d1ed63b76834a31b"
             },
             "dist": {
                 "type": "zip",
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resources/views/livewire/company/service/connected-account/list-institutions.blade.php

                             />
                         </div>
                     @else
-                        <img src="{{ $institution->logo_url }}" alt="{{ $institution->name }}" class="h-10 object-contain object-left">
+                        <img
+                            src="{{ $institution->logo_url }}"
+                            alt="{{ $institution->name }}"
+                            class="h-10 object-contain object-left"
+                        >
                     @endif
 
                     <div class="flex-auto">
                 </header>
 
                 @foreach($institution->connectedBankAccounts as $connectedBankAccount)
+                    @php
+                        $account = $connectedBankAccount->bankAccount?->account;
+                    @endphp
                     <div class="border-t-2 border-gray-200 dark:border-white/10 px-6 py-4">
                         <div class="flex flex-col sm:flex-row items-start gap-y-2">
                             <div class="grid flex-auto gap-y-2">
-                                <span class="account-name text-base font-medium leading-6 text-gray-900 dark:text-white">{{ $connectedBankAccount->name }}</span>
-                                <span class="account-type text-sm leading-6 text-gray-600 dark:text-gray-200">{{  ucwords($connectedBankAccount->subtype) }} {{ $connectedBankAccount->masked_number }}</span>
+                                <span class="account-name text-base font-medium leading-6 text-gray-900 dark:text-white">
+                                    {{ $connectedBankAccount->name }}
+                                </span>
+                                <span class="account-type text-sm leading-6 text-gray-600 dark:text-gray-200">
+                                    {{  ucwords($connectedBankAccount->subtype) }} {{ $connectedBankAccount->masked_number }}
+                                </span>
                             </div>
 
-                            @if($connectedBankAccount->bankAccount?->account)
+                            @if($account?->ending_balance)
                                 <div class="account-balance flex text-base leading-6 text-gray-700 dark:text-gray-200 space-x-1">
-                                    <strong wire:poll.visible>{{ $this->getAccountBalance($connectedBankAccount->bankAccount->account) }}</strong>
-                                    <p>{{ $connectedBankAccount->bankAccount->account->currency_code }}</p>
+                                    <strong wire:poll.visible>{{ $account->ending_balance }}</strong>
+                                    <p>{{ $account->currency_code }}</p>
                                 </div>
                             @endif
                         </div>
             </section>
         @endforelse
 
-        <x-filament-actions::modals />
+        <x-filament-actions::modals/>
     </div>
-    {{-- Include Plaid's JavaScript SDK --}}
+    {{-- Include Plaid's JavaScript SDK CDN --}}
     @assets
     <script src="https://cdn.plaid.com/link/v2/stable/link-initialize.js"></script>
     @endassets
 
-    {{-- Initialize Plaid Link --}}
+    {{-- Include the Plaid script --}}
     @script
     <script>
+        {{-- Adjust the modal width based on the screen size --}}
         const mobileSize = window.matchMedia("(max-width: 480px)");
 
-        let data = Alpine.reactive({ windowWidth: 'max-w-2xl' });
+        let data = Alpine.reactive({windowWidth: 'max-w-2xl'});
 
         // Add a media query change listener
         mobileSize.addEventListener('change', (e) => {
             $wire.$set('modalWidth', data.windowWidth);
         });
 
+        {{-- Initialize Plaid Link --}}
         $wire.on('initializeLink', token => {
             const handler = Plaid.create({
                 token: token,
                 onSuccess: (publicToken, metadata) => {
                     $wire.dispatchSelf('linkSuccess', {publicToken: publicToken, metadata: metadata});
                 },
-                onExit: (err, metadata) => {},
-                onEvent: (eventName, metadata) => {},
+                onExit: (err, metadata) => {
+                },
+                onEvent: (eventName, metadata) => {
+                },
             });
 
             handler.open();